four personal finance books everyone should read.

Hello peeps.

As I shared on my previous write, my routine every morning after a quick run is to read. I feel somewhat elusive relaxing moments. If reading is your outlet as well, consider giving a few of these reads a try. These books top our list for a variety of reasons, but mostly I love on how they easy to understand, how the authors write in a very conversational way, and how they motivate us to grab the reins of our own financial lives.

1. The Total Money Makeover by Dave Ramsay

This book I’ve just read is for those who are looking to put a structured plan in place, who want to have a Total Money Makeover. So if what you have been doing just ain’t working for you, then give this a read. I get emails from people who are just so lost that they don’t know where to begin, this book is a good place to begin. The first half of the book sets you up to implement The 7 Baby Steps and covers off all the arguments you may have with yourself (or that your mates might have with you) about what you may believe to be true about how to handle money. It gets all the objections out of the way nice and early. Throughout the book, there are short stories from people who have used this plan to win with money (geez, I’m talking like Dave now). These stories of the people who have followed his plan also illustrate that it has to be a process that the entire family buys into, otherwise it just won’t work. The second half gives you the steps to follow to get out of debt.

Emir’s Verdict: Light reading actually, understandable on all financial jargon. Relatable to all kind groups of people.

2. Rich Dad, Poor Dad by Robert Kiyosaki

Robert’s Rich Dad, Poor Dad has a very strong following and is well-loved by many readers. The book does a great job of also taking complex topics and relaying them in a very relatable way. Robert also uses many examples and stories throughout the book to provide perspective on how to approach finances, and consequently, life. Perhaps the biggest lesson the book offers is on how to think through and overcome your own personal barriers to success. Robert makes the point that sometimes, just by reframing our mindset to be more solutions-oriented, we can be more successful.

Emir’s Verdict: This book is like reflection to us on managing our personal financial planning. Great self-reflection book!

3. Money Master the Game by Tony Robbins

Like many other books I’ve read, Robbins urges readers to consider exactly what they hope to get out of the money they earn in their lives. If your life could use some inspiration beyond the financial front, there’s plenty to offer in this book. If you’re looking for a read on how to better invest and manage your finances, you’ll have to do some sifting to find the good pieces of advice. But they are certainly in there. I’d stick to sections 2, 5, and 6, which comprise the bulk of his financial advice, and include interviews with such eminent authorities as Paul Tudor Jones, John Bogle, Charles Schwab, and Ray Dalio. With plenty of anecdotes and inspirational quotes, this 600 page book could’ve been cut in half. Some parts may have been superfluous, but a novice investor would appreciate the depth of Robbins’ research.

Emir’s Verdict: I would say this book will discuss more in depth about beyond than personal financial planning. The examples given in this book relatable beyond what is going on in the personal financial planning.

4. You Are a Badass at Making Money: Master the Mindset of Wealth by Jen Sincero.

Sincero is a very funny, relatable author who draws upon her own experiences to teach her readers various lessons. We enjoyed this book and her other book by a similar name, because she does such a great job bringing real-world advice in a meaningful way. Give either of her books a read if you need a pep talk, want to feel understood, and/or ultimately want that “push” you’ve been needing.

Emir’s Verdict: I love this book. So funny! You can feel the comedically and sass in her writing. Targeted especially to all ladies out there.

Happy reading peeps,
Spread positivity and love,
Love,
EMIR xx